WebbTHE PROXIMATE CAUSE RULE Causation in insurance law is simple enough to describe and to justify, but some-times rather difficult to apply.2 Clearly, the insured should only … WebbBy the proximate cause rule, the loss will be covered. For example; smoke damage from fire, water damage from fire fighting, and damage caused by fire fighters. Normally, the cause and effect of a loss is quite easy to recognize. For example, a fire occurs and property is damaged.

About Proximate Cause Determined in a Fire Insurance Policy

WebbProximate cause is a term used in insurance to refer to the event or occurrence that directly leads to an insured loss. It is important in determining whether a claim can be … Webb24 jan. 2024 · The proximate cause must be an insured peril for the claim to be payable. RULES OF PROXIMATE CAUSE. Concerning pay-ability or otherwise of a claim, keeping … installing a fire stick

Proximate Cause Principle of Insurance - iEduNote

WebbA remote cause in first-party property cases is a peril that takes place before the proximate cause—for example, in sequence of events type situations where one peril is followed … Webb17 sep. 2016 · Example of Principle of proximate cause. A ship was severely torpedoed and was in the process of sinking. Almost immediately there was a cyclonic storm and the ship sank. It was held that the proximate cause of sinking of the ship was torpedo (Leyland shipping Co. V. Norwich Union Fire Insurance Society, 1918). WebbProximate cause is one of the elemental principles of insurance. It deals with finding out what is the closest/first cause of the loss. This principle states that the closest cause for any particular loss will be considered when it comes to making an insurance claim … jhs healthcare